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Back to School Budgeting: 5 Smart Financial Tips for Families This Fall
As the school year begins, families are busy checking off supply lists, organizing schedules, and prepping lunches. But while your kids gear up for new classrooms, it’s also a perfect time to refresh your family’s financial plan. At Phoenix Financial Group, we believe...
65 Year Old Retirees Can Expect to Pay Over $172K in Healthcare Costs, Fidelity Finds
Retirement Healthcare Costs Top $172,500 for 65-Year-Olds, Fidelity Reports A 65-year-old retiree today can expect to spend over $172,500 on healthcare expenses throughout retirement, according to Fidelity Investments' 2025 Retiree Health Care Cost Estimate. That’s a...
What You Need to Know About the 2025 Changes to Inherited IRA Rules
The rules regarding inherited IRAs have changed in the last five years, and failing to comply with the new requirements may result in IRS penalties. These changes affect people inheriting IRAs and those looking to leave retirement accounts to heirs. How the SECURE Act...
Why More Families Are Choosing to Gift Wealth Earlier—and How to Do It
Estate management isn’t just about what happens after you’re gone— it’s also about what you can do now to help manage future estate taxes, transfer wealth strategically, and attempt to create a meaningful impact during your lifetime. Many families recognize that...
How to Turn Rising Healthcare Costs Into Opportunity with HSAs & FSAs
With the average family health‑insurance bill now north of $25,000 a year and deductibles up nearly 50 % in the past decade it’s no wonder many households feel squeezed. But two powerful tools Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs), can...
The Majority of 401(k) Plans Underperform Cheaper Options, a Study Finds
The overwhelming majority of 401(k) plans have underperformed cheaper alternatives over the past decade, according to an analysis by Abernathy Daley 401 (k) Consultants, an administrator of corporate retirement plans. This trend is bound to continue unless substantive...
The Essential Documents Every Family Should Have (and Why They Matter)
We plan vacations, birthday parties, and even weekly dinners—but too often, we put off planning for the unexpected. The truth is, having your estate planning essentials in place is one of the most loving things you can do for your family. Whether you’re starting a...
Mid-Year Financial Checkup: 5 Smart Moves to Stay on Track in 2025
The halfway point of the year is the perfect time to pause, evaluate, and adjust your financial plan. Whether you're preparing for retirement or just getting started on your savings journey, a mid-year financial checkup ensures you're not leaving opportunities—or...
How to Turn Your Retirement Savings Into Reliable Income in 2025
You’ve spent years building your retirement nest egg—saving diligently, investing wisely, and contributing to accounts like your 401(k), IRA, or Roth IRA. But how do you turn those savings into a sustainable income stream once the paychecks stop? This is one of the...
Will your money last as long as you do?
Don’t let a lack of income derail your retirement!
In This Free Guide, You’ll Learn…
How an experienced financial professional can help you address you “what ifs” about retirement.
In 1984, the average American household spent $2,500 per person annually on health care. In 2018, that number was $5,000. That means costs are 100% higher than they were in 1984.
The right questions to ask about retirement, like: “How do I make sure my money lasts?” and “How do I cover all my expenses?”
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