Blog
The True Costs of Caring for Aging Parents
Caring for aging parents is one of the most profound acts of love a person can give. But it is also one of the most demanding, emotionally, physically, and financially. Whether you are already in this role or just beginning to prepare, understanding the true costs of...
Money Talks: How to Use Holiday Gatherings to Start Family Financial Conversations
Key Takeaways The holidays are a great time to start important family financial discussions. Discuss your financial situation, estate strategy, and legal preparations with adult children. Make sure your loved ones know your income sources, account access, and...
Should You Pay Off Your Mortgage Early or Invest Instead?
Got a bonus, inheritance, or extra income? One big financial question often follows: 👉 Should I pay off my mortgage early, or invest the money instead? At first glance, it might feel like a simple choice. Paying off your mortgage can free up monthly expenses, while...
A 2025 Guide to Protecting Seniors from Fraud
If you’ve recently taken a more active role in your parents’ finances, you’re not alone. Many adult children are helping their aging parents with everything from paying bills to making healthcare decisions—and increasingly, protecting them from fraud. Unfortunately,...
Smart Financial Moves to Make Before the End of 2025
The last quarter of the year is crunch time for tax, retirement, and estate planning.As December 31 approaches, opportunities for tax savings, retirement contributions, and estate updates start closing fast. Acting now could make a meaningful difference for your 2025...
Breaking Down the One Big Beautiful Bill Act (2025): What You Need to Know About New U.S. Tax Changes
The One Big Beautiful Bill Act, signed into law on July 4, 2025, marks one of the most significant overhauls to U.S. tax policy since the Tax Cuts and Jobs Act of 2017 (TCJA). It locks in many of the TCJA’s popular provisions, adds new tax breaks for individuals and...
How to Maximize Your HSA Before 2025 Open Enrollment
Open enrollment is right around the corner and if you’re enrolled in a High-Deductible Health Plan (HDHP), now is the time to take full advantage of your Health Savings Account (HSA). At Phoenix Financial Group, we often see clients missing out on the long-term...
Back to School Budgeting: 5 Smart Financial Tips for Families This Fall
As the school year begins, families are busy checking off supply lists, organizing schedules, and prepping lunches. But while your kids gear up for new classrooms, it’s also a perfect time to refresh your family’s financial plan. At Phoenix Financial Group, we believe...
65 Year Old Retirees Can Expect to Pay Over $172K in Healthcare Costs, Fidelity Finds
Retirement Healthcare Costs Top $172,500 for 65-Year-Olds, Fidelity Reports A 65-year-old retiree today can expect to spend over $172,500 on healthcare expenses throughout retirement, according to Fidelity Investments' 2025 Retiree Health Care Cost Estimate. That’s a...
Will your money last as long as you do?
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How an experienced financial professional can help you address you “what ifs” about retirement.
In 1984, the average American household spent $2,500 per person annually on health care. In 2018, that number was $5,000. That means costs are 100% higher than they were in 1984.
The right questions to ask about retirement, like: “How do I make sure my money lasts?” and “How do I cover all my expenses?”
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