Blog
Should You Pay Off Your Mortgage Early or Invest Instead?
Got a bonus, inheritance, or extra income? One big financial question often follows: 👉 Should I pay off my mortgage early, or invest the money instead? At first glance, it might feel like a simple choice. Paying off your mortgage can free up monthly expenses, while...
A 2025 Guide to Protecting Seniors from Fraud
If you’ve recently taken a more active role in your parents’ finances, you’re not alone. Many adult children are helping their aging parents with everything from paying bills to making healthcare decisions—and increasingly, protecting them from fraud. Unfortunately,...
Smart Financial Moves to Make Before the End of 2025
The last quarter of the year is crunch time for tax, retirement, and estate planning.As December 31 approaches, opportunities for tax savings, retirement contributions, and estate updates start closing fast. Acting now could make a meaningful difference for your 2025...
Breaking Down the One Big Beautiful Bill Act (2025): What You Need to Know About New U.S. Tax Changes
The One Big Beautiful Bill Act, signed into law on July 4, 2025, marks one of the most significant overhauls to U.S. tax policy since the Tax Cuts and Jobs Act of 2017 (TCJA). It locks in many of the TCJA’s popular provisions, adds new tax breaks for individuals and...
How to Maximize Your HSA Before 2025 Open Enrollment
Open enrollment is right around the corner and if you’re enrolled in a High-Deductible Health Plan (HDHP), now is the time to take full advantage of your Health Savings Account (HSA). At Phoenix Financial Group, we often see clients missing out on the long-term...
Back to School Budgeting: 5 Smart Financial Tips for Families This Fall
As the school year begins, families are busy checking off supply lists, organizing schedules, and prepping lunches. But while your kids gear up for new classrooms, it’s also a perfect time to refresh your family’s financial plan. At Phoenix Financial Group, we believe...
65 Year Old Retirees Can Expect to Pay Over $172K in Healthcare Costs, Fidelity Finds
Retirement Healthcare Costs Top $172,500 for 65-Year-Olds, Fidelity Reports A 65-year-old retiree today can expect to spend over $172,500 on healthcare expenses throughout retirement, according to Fidelity Investments' 2025 Retiree Health Care Cost Estimate. That’s a...
What You Need to Know About the 2025 Changes to Inherited IRA Rules
The rules regarding inherited IRAs have changed in the last five years, and failing to comply with the new requirements may result in IRS penalties. These changes affect people inheriting IRAs and those looking to leave retirement accounts to heirs. How the SECURE Act...
Why More Families Are Choosing to Gift Wealth Earlier—and How to Do It
Estate management isn’t just about what happens after you’re gone— it’s also about what you can do now to help manage future estate taxes, transfer wealth strategically, and attempt to create a meaningful impact during your lifetime. Many families recognize that...
Will your money last as long as you do?
Don’t let a lack of income derail your retirement!
In This Free Guide, You’ll Learn…
How an experienced financial professional can help you address you “what ifs” about retirement.
In 1984, the average American household spent $2,500 per person annually on health care. In 2018, that number was $5,000. That means costs are 100% higher than they were in 1984.
The right questions to ask about retirement, like: “How do I make sure my money lasts?” and “How do I cover all my expenses?”
Ready to find out why a Retirement Income Analysis matters for your future? Get your instant download!
Receive your instant download!
Enter your information below to instantly download the guide.