Got a bonus, inheritance, or extra income? One big financial question often follows: 👉 Should I pay off my mortgage early, or invest the money instead? At first glance, it might feel like a simple choice. Paying off your mortgage can free up monthly expenses, while...
If you’ve recently taken a more active role in your parents’ finances, you’re not alone. Many adult children are helping their aging parents with everything from paying bills to making healthcare decisions—and increasingly, protecting them from fraud. Unfortunately,...
The last quarter of the year is crunch time for tax, retirement, and estate planning.As December 31 approaches, opportunities for tax savings, retirement contributions, and estate updates start closing fast. Acting now could make a meaningful difference for your 2025...
The One Big Beautiful Bill Act, signed into law on July 4, 2025, marks one of the most significant overhauls to U.S. tax policy since the Tax Cuts and Jobs Act of 2017 (TCJA). It locks in many of the TCJA’s popular provisions, adds new tax breaks for individuals and...
Open enrollment is right around the corner and if you’re enrolled in a High-Deductible Health Plan (HDHP), now is the time to take full advantage of your Health Savings Account (HSA). At Phoenix Financial Group, we often see clients missing out on the long-term...
